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Provident Financial has the largest home credit business in the UK and Republic of Ireland, offering simple, transparent credit products to customers on average or below average incomes, some of whom find it difficult to obtain other forms of credit. They needed a fast, secure and cash-free way to transfer funds to their customers, particularly those without bank accounts.

In partnership with Tuxedo, Provident developed and launched the Provident 24/7 Prepaid MasterCard®, which allows its existing customers to apply for a new loan or re-finance an existing loan with the loan funds being disbursed onto the card.

Utilising the prepaid card allows Provident to load loans to customers’ cards in minutes, without the need for an agent to re-visit the customer.

Provident Credit Card 1

The Big Print

MasterCard is a registered trademark of MasterCard International Incorporated. The Provident 24/7 Prepaid MasterCard® is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Financial services register number: 900051)