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Responsible for the day to day running of the business, John joined Tuxedo from Alliance and Leicester where he was Commercial Director of its Prepaid Cards business. John previously spent five years at MBNA / Bank of America holding a number of senior positions in the Credit Card and Consumer Finance businesses, including 18 months managing Virgin Money’s Credit Card and Loan programmes. John’s background is in Retail having performed a number of management roles in Direct Marketing and Business Development for the likes of DSG.